Learning a Little about Money Can Lead to Great Rewards

Dealing With Debt? 4 Steps To Help You Get Back On Your Feet

Debt is no laughing matter, especially when you're drowning in it. Once you fall behind on your monthly payments, it can be difficult to get caught up again. Unfortunately, late payments include higher interest rates and penalty fees, which can make it even harder to make your payments. Pretty soon, you're caught in the endless cycle of debt. If you can't get out from under your debt, it's time to take matters into your own hands.   Read More...

What You Need To Know About Using A Contractor Bond On Your Next Project

As a small business owner, you're ready to start taking on larger, more comprehensive projects. One requirement you'll likely have to fulfill in order to bid on some of these potential projects is to purchase a contractor bond. Contractor bonds, also known as a surety bond, requires that the company who issues the bond find another contractor if the original contractor can't or will not complete the job. It also protects the project owner against contractors who try to renege on the terms of the deal.   Read More...

Launching A 401(K) Retirement Plan For A Growing Company

After a new business starts to expand and add more employees, it becomes increasingly likely to also offer various fringe benefits. One of the most valuable perks for attracting and retaining employee talent is a 401(k) retirement plan. Small companies that don't have a retirement specialist on staff may need to utilize the services of a third-party administrator to manage the details of a 401(k) plan. Wages contributed to a 401(k) plan by your employees generally remain tax-deferred until eventually withdrawn.   Read More...

Making Change When You're Counting Pennies: How A Single Parent Can Turn Their Financial Future Around

If you're living paycheck-to-paycheck, consider yourself in good company. Many Americans are bearing the same burden as you, but if you're a single parent, that weight can be even harder to bear. How in the world are you going to start saving when it's all you can do now to make ends meet? It is possible, and you can do it. While it won't be easy, you have to believe in your abilities and pick a time to start.   Read More...

What to Do If You Can't Afford Your Online Merchant Tax Bill

Finding the money to pay your business taxes each year can be difficult if you're a small online business without a large amount of cash flow to work with. When you find yourself staring at a number on your tax forms that seems impossible to pay down, here are the steps you should take. Double Check Everything The first thing to do is make sure that all of your numbers are correct.   Read More...