Learning a Little about Money Can Lead to Great Rewards

Where Did All Of Our Business' Money Go This Month?

Small business owners tend to be so preoccupied with their operations that they sometimes forget the financial side of the business. They focus on day-to-day operations only to be surprised with the question, "Where did all our business' money go this month?" Avoid having to ask this question by knowing these common accounting mistakes in your budget: Complicated Budget You need a budget to ensure that your cash flow, spending, and receivables are right on track.   Read More...

Don't Get Denied For Your Signature Loan

Access to additional funds is sometimes required when you need to cover emergency costs or pay for unexpected bills. Applying for a signature loan can be an effective way to gain access to the financial resources you need to meet your obligations. Signature loans offer funds that can be used for a variety of purposes, making these loans attractive to many borrowers. If you are hoping to secure a signature loan, here are three tips that you can use to avoid being denied so that you can access the funds you need quickly:   Read More...

Dealing With Debt? 4 Steps To Help You Get Back On Your Feet

Debt is no laughing matter, especially when you're drowning in it. Once you fall behind on your monthly payments, it can be difficult to get caught up again. Unfortunately, late payments include higher interest rates and penalty fees, which can make it even harder to make your payments. Pretty soon, you're caught in the endless cycle of debt. If you can't get out from under your debt, it's time to take matters into your own hands.   Read More...

What You Need To Know About Using A Contractor Bond On Your Next Project

As a small business owner, you're ready to start taking on larger, more comprehensive projects. One requirement you'll likely have to fulfill in order to bid on some of these potential projects is to purchase a contractor bond. Contractor bonds, also known as a surety bond, requires that the company who issues the bond find another contractor if the original contractor can't or will not complete the job. It also protects the project owner against contractors who try to renege on the terms of the deal.   Read More...

Launching A 401(K) Retirement Plan For A Growing Company

After a new business starts to expand and add more employees, it becomes increasingly likely to also offer various fringe benefits. One of the most valuable perks for attracting and retaining employee talent is a 401(k) retirement plan. Small companies that don't have a retirement specialist on staff may need to utilize the services of a third-party administrator to manage the details of a 401(k) plan. Wages contributed to a 401(k) plan by your employees generally remain tax-deferred until eventually withdrawn.   Read More...