Approaching Retirement? 3 Couples Who Should Consider Money Management Coaching

Are you approaching retirement? As a couple, you may have many adjustments to make. Some of the most challenging will likely involve money. A topic of perennial awkwardness and emotional conflict, finances can be a sticking point for most American couples — and certainly for those in the middle of a big life change like retirement. Want help? A money management coach could be the answer you didn’t know you need.

Ways To Increase Your Chances Of Being Approved For A Personal Loan

Personal loans are non-guaranteed loans, which means there is no collateral that the lender can take if the borrower defaults on their payments. As a result, lenders thoroughly vet borrowers before underwriting personal loans. If you need a personal loan, here’s what you can do to increase your chances of being approved for this type of loan. Ask a Family Member to Cosign Many people view cosigning as a final resort if they can’t otherwise get approved for a personal loan, but few other tactics are as effective as having someone cosign with you on a loan.