2 Things To Know About Short-Term CDs

A certificate of deposit (CD) is a type of savings product that’s federally insured; this means that if the bank or financial institution that holds your CD fails and goes out of business, you’ll receive your money back (as long as it adheres to limits set by the Federal Deposit Insurance Corporation). With a CD, you agree to leave your money in the account for a stated period of time or you forfeit some of your interest.

Why You Should Always Use A Bail Bond Agent To Get Out Of Jail

Getting a call to bail a family member out of jail is scary. Hopefully, it is not something that happens often. Once you find out the amount the court requires to release the prisoner you have the option of paying the bail amount yourself, or of using a bail bond agent. While some people think it is best to try to come up with the money to pay the bail on your own, there are some definite benefits to using a bond agent; here are just a few.

Selling Gold For Retirement? A Few Things To Know

You have quite a few pieces of gold jewelry that you plan to sell so that you can add money to your retirement or savings fund. You want to make sure you make the best decisions with these pieces, so you probably have a few things you would like to know before you visit a gold buyer. Take a look at a few things to know if you are selling your gold to add money to your savings.

Can You Get An Auto Repair Loan If You Have Bad Credit?

A sudden need for an auto repair can be what destroys a household budget. When you’re already dealing with a tense financial situation that includes bad credit and low savings, the need to spend money on your car is unwelcome. Yet there is hope. Not only might there be a warranty that takes care of part of the repair costs, but there are also auto repair loans that you can get no matter your credit score.

3 Things You Should Know About Hiring A Financial Planner

Knowing how to correctly handle money requires advanced skills and training, which is why it makes sense to hire a financial planner to assist you with getting your financial affairs in order. #1: How a Financial Planner Makes Money Financial planners do not give away their advice for free. If you want to work with a financial planner, expect to pay for their assistance. There are two different ways most financial planners structure payments; either fee-based or commission based.